By: Neil O’Donnell –
As reported in the Wall Street Journal, the Insurance Research Council confirmed what many have suspected — more drivers have absolutely no automobile insurance. The IRC released a report demonstrating that the number of uninsured drivers rose 14% in 2022, a significant increase from past years. J.D. Power, which bases its research on consumer surveys, confirmed this trend last year. Uninsured drivers pose real concerns on our roads when they cause severe injuries because no insurance exists to help with the costs of recovery.
In nearly every state, including the Commonwealth of Pennsylvania, driving without insurance coverage is illegal. States and cities are attempting to crack down on the rise of uninsured drivers by increasing penalties.
What Can You Do to Protect Yourself and Your Family?
The simplest answer is to protect yourself with adequate amounts of uninsured and underinsured motorist coverage. Contact your automobile insurer today and obtain a quote to increase uninsured and underinsured motorist coverage to match your liability insurance limits. Also, purchase “stacking,” a fairly inexpensive option that allows you to multiply the limits of this insurance by the number of vehicles on your policy
Responsible drivers need to protect themselves and families from uninsured motorists, particularly with the dramatic increases seen of uninsured motorists on the road.
If you’ve been in a collision with an uninsured driver, let us guide you through the process so you can focus on recovery. Call us today at (570) 821-5717 or fill out our contact form below: